Effective Date: 9 July 2026 · Version: 2026-07-09
Welcome to MyBullion.
These Terms & Conditions ("Terms") govern your access to and use of the MyBullion mobile application (the "App").
By downloading, installing, accessing, or using the App, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the App.
You must be at least 18 years old to use the App.
MyBullion is a portfolio tracking application designed to help users monitor and analyse physical precious metals holdings.
The App may provide features including:
MyBullion is not:
No precious metals are bought, sold, or stored through the App.
All information provided within the App is for general informational purposes only.
Valuations, estimated buy prices, estimated sell prices, premiums, spreads, and performance calculations are estimates only and should not be relied upon as live dealer quotations.
Market prices may differ between dealers and may change rapidly.
Nothing contained within the App constitutes financial, investment, tax, accounting, or legal advice.
You remain solely responsible for making your own investment decisions and obtaining professional advice where appropriate.
We aim to provide reliable and accurate information.
However, we do not guarantee that:
Temporary interruptions, pricing delays, calculation errors, or data inaccuracies may occur.
The App should be used as an informational portfolio management tool only.
Your portfolio information is stored locally by the App on your device. MyBullion does not provide cloud portfolio backup in this version.
You are responsible for maintaining exports or other backups you require and for securing files you export or share.
We are not responsible for any loss of portfolio data resulting from:
The App may provide a generic market briefing generated with the assistance of an artificial-intelligence service. The briefing is general information, may be incomplete or inaccurate, and does not use your individual holdings or portfolio values.
You must not rely on AI-generated content as financial, investment, legal, tax, or accounting advice.
Certain features are available only through a paid Premium subscription or lifetime purchase. The App identifies Premium features before purchase.
Subscriptions are offered through:
Payment is processed entirely by Apple or Google.
We do not collect or store payment card information.
Subscriptions automatically renew unless cancelled through your App Store or Google Play account before the renewal date. A lifetime purchase is a non-consumable purchase for the supported lifetime of the App and is not a guarantee that the App or every feature will remain available indefinitely.
Subscription pricing, features, and availability may change over time.
Where required, changes will be handled in accordance with the policies of Apple or Google.
All purchases are processed by Apple or Google.
Refund requests are governed solely by the policies of the platform through which your purchase was made.
We cannot issue refunds for purchases processed by Apple or Google unless required by applicable law.
You agree not to:
Failure to comply with these Terms may result in suspension or termination of access.
All software, designs, graphics, trademarks, logos, branding, content, and other intellectual property associated with MyBullion remain the property of MyBullion or its licensors.
Nothing within these Terms transfers ownership of any intellectual property to you.
You may not reproduce, modify, distribute, copy, or commercially exploit any part of the App without prior written permission.
We aim to keep the App available and functioning reliably.
However, we do not guarantee that the App will always be available or free from interruptions.
We may modify features, update functionality, suspend services, remove features, or perform maintenance at any time without prior notice.
To the fullest extent permitted by applicable law, MyBullion shall not be liable for:
Where liability cannot legally be excluded, our liability will be limited to the maximum extent permitted by law.
Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or any liability that cannot legally be excluded.
We reserve the right to suspend or terminate your access to the App if:
Termination does not affect any legal rights or obligations that have already arisen.
We may add, remove, modify, or discontinue features of the App at any time.
Premium features may evolve as the App develops.
Continued use of the App following updates constitutes acceptance of those changes.
We may revise these Terms from time to time.
When changes are made, the updated Effective Date will be published within the App or on our website.
Your continued use of the App after those changes become effective constitutes acceptance of the revised Terms.
These Terms are governed by the laws of England and Wales.
Any dispute arising from these Terms or your use of the App shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have any questions regarding these Terms, please contact: